HTCGFS the one-stop-shop that offers loans to meet your monetary short comings
- Overcome temporary cash crunches with HTCGFS Personal Loans
- Take advantage of the low interest rates with HTCGFS Mortgage Loans
Personal Loan
HTCGFS is a Non-Banking Financial Company approved by Reserve Bank of India, is offering Personal Loans & Mortgage Loans at the best rates in comparison with bank interest rates.
- ROI – starts from 10.75% diminishing
- Term of Repayment – 6 to 60 months
Mortgage Loan
Mortgage Loan is a facility to get loan against property. The benefit is that the interest rates on loan against properties are generally low as compared to other consumer loans.
- ROI – starts from 9.50% diminishing
- Term of Repayment – 60 to 180 months
Benefits of LAP
The benefits of mortgage loan is that it can be used for funding existing business, debt consolidation, emergencies, or for education.
Eligibility
Loans can be applied by individuals, either solely or jointly. The owners seeking for loan against their property will have to be applicants or co-applicants. However, the co-applicants need not necessarily be owners.
Eligibility Criteria
For salaried individuals, the eligibility criteria are:
- The minimum age of the applicant must be 21 years.
- The maximum age of the applicant at the time of loan maturity must be 58 years.
For self-employed professionals, the eligibility criteria are:
- The minimum age of the applicant must be 21 years.
- The maximum age of the applicant at the time of loan maturity must be 58 years.
- The firm/company owned by the applicant should have been in operation for the last 3 years.
- The firm/company owned by the applicant should be making cash profits for the last two years.
For self-employed non-professionals, the eligibility criteria are:
- The minimum age of the applicant must be 21 years.
- The maximum age of the applicant at the time of loan maturity must be 58 years.
- The firm/company owned by the applicant should have been in operation for the last 3 years.
- The firm/company owned by the applicant should be making cash profits for the last two years.
To download loan application form: Click Here
(Download and use Adobe Acrobat Reader to fill the form)